Sender: info@mg.leflairdesaffaires.com
Date: Tue, 24 Mar 2026 06:08:04 +0000
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Subject: =?UTF-8?q?[Cofidis]_Une_petite_mensualit=C3=A9_en_cas_d'impr=C3=A9vu_=3F?=
From: Le flair des affaires <info@mg.leflairdesaffaires.com>
To: marc malroux <marc.malroux@orange.fr>
Precedence: bulk
Reply-To: info+5f0c0cc2-2742-11f1-8a62-0a58a9feac02@leflairdesaffaires.com
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Bonjour Marc,

 Votre newsletter Le flair des affaires  vient d=E2=80=99arriver.

 Malheureusement, votre logiciel de messagerie ne peut pas lire cette newsl=
etter. Il vous faut un logiciel compatible HTML.

 Pour le consulter en ligne : https://www.leflairdesaffaires.com/el/m/CszFL=
ildt7lDXnpcsNnwRYB7ULuho7ddiwV2uzlXWHg=3D/5f0c0cc2-2742-11f1-8a62-0a58a9fea=
c02
 Pour vous d=C3=A9sabonner : https://www.leflairdesaffaires.com/unsubscribe=
?email=3Dmarc.malroux@orange.fr&message=3D5f0c0cc2-2742-11f1-8a62-0a58a9fea=
c02

 Merci.
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-size-adjust:100%;margin:0;padding:0;"><span class=3D"preheader" style=3D"c=
olor: transparent;display: none !important;height: 0;opacity: 0;visibility:=
 hidden;width: 0;">Demandez de 500 =C3=A0 3 000 =E2=82=AC</span>
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ly:Verdana,Arial,Helvetica,sans-serif;text-align:center;">
          Bonjour Marc, votre s=C3=A9lection Le flair des affaires  vient d=
=E2=80=99arriver.
          <br><br>
          Si vous ne parvenez pas =C3=A0 lire ce message,
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pcsNnwRYB7ULuho7ddiwV2uzlXWHg=3D/5f0c0cc2-2742-11f1-8a62-0a58a9feac02" rel=
=3D"notracking" target=3D"_blank" style=3D"color:blue;" data-type=3D"templa=
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: 100%;" valign=3D"top"><!-- BEGIN TEMPLATE // -->
       =20
        <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%">
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            <td height=3D"30" align=3D"center">=C2=A0</td>
          </tr>
          <tr>
            <td align=3D"center"><!--[if (gte mso 9)|(IE)]>
                                    <table align=3D"center" border=3D"0" ce=
llspacing=3D"0" cellpadding=3D"0" width=3D"600" style=3D"width:600px;">
                                    <tr>
                                    <td align=3D"center" valign=3D"top" wid=
th=3D"600" style=3D"width:600px;">
                                    <![endif]-->
              <table align=3D"center" border=3D"0" cellpadding=3D"0" cellsp=
acing=3D"0" style=3D"max-width: 600px !important; border:solid 1px #000000;=
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                  <td align=3D"left" bgcolor=3D"#FFFFFF" style=3D"font-fami=
ly: Arial, Helvetica, sans-serif; font-size:13px; color:#000000; padding:10=
px;"><font style=3D"font-size:15px; font-weight:bold;">Un cr=C3=A9dit vous =
engage et doit =C3=AAtre rembours=C3=A9. V=C3=A9rifiez vos capacit=C3=A9s d=
e remboursement avant de vous engager.</font><br>
                    <font style=3D"font-size:15px; font-weight:bold;">*Par =
exemple,</font> pour un montant de cr=C3=A9dit de 1=C2=A0000=E2=82=AC et un=
e utilisation unique de 1=C2=A0000=E2=82=AC au <font style=3D"font-size:15p=
x; font-weight:bold;">TAEG r=C3=A9visable de 23,25%</font> et au taux d=C3=
=A9biteur r=C3=A9visable de 21,09%, vous remboursez, hors assurance faculta=
tive, <font style=3D"font-size:15px; font-weight:bold;">31 mensualit=C3=A9s=
 de 42,00=E2=82=AC et une derni=C3=A8re ajust=C3=A9e de 3,11=E2=82=AC</font=
>, soit une dur=C3=A9e de remboursement de 32 mois, et <font style=3D"font-=
size:15px; font-weight:bold;">un montant total d=C3=BB de 1=C2=A0305,11=E2=
=82=AC</font>. Le taux annuel effectif de l=E2=80=99assurance facultative e=
st de 9,96%, pour les garanties d=C3=A9c=C3=A8s, invalidit=C3=A9, incapacit=
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ier mois et le montant total d=C3=BB au titre de l=E2=80=99assurance sur la=
 dur=C3=A9e totale du pr=C3=AAt de 140,50=E2=82=AC. En cas d=E2=80=99adh=C3=
=A9sion =C3=A0 l=E2=80=99assurance facultative : le montant de l=E2=80=99=
=C3=A9ch=C3=A9ance sera inchang=C3=A9, la dur=C3=A9e de remboursement sera =
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ent=C3=A9.</td>
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                  <td align=3D"center" bgcolor=3D"#FFFFFF"><a href=3D"https=
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llspacing=3D"0" cellpadding=3D"0" width=3D"600" style=3D"width:600px;">
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th=3D"600" style=3D"width:600px;">
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acing=3D"0" style=3D"max-width: 600px !important; box-sizing:border-box;" w=
idth=3D"100%">
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                  <td align=3D"center" bgcolor=3D"#f2f0ea">=C2=A0</td>
                </tr>
                <tr>
                  <td align=3D"center" bgcolor=3D"f2f0ea"><img src=3D"https=
://www.leflairdesaffaires.com/el/r/aHR0cHM6Ly93d3cuYXdpbmhvc3RpbmcuY29tLzcw=
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tcGFnbmUuZ2lm" alt=3D"" width=3D"248" height=3D"21" style=3D"display:block;=
" border=3D"0" title=3D"Cofidis vous accompagne"></td>
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llspacing=3D"0" cellpadding=3D"0" width=3D"800" style=3D"width:800px;">
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acing=3D"0" style=3D"max-width: 800px !important;" width=3D"100%">
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                  <td align=3D"center" class=3D"cellmob100"><!--[if (gte ms=
o 9)|(IE)]>
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llspacing=3D"0" cellpadding=3D"0" width=3D"600" style=3D"width:600px;">
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th=3D"600" style=3D"width:600px;">
                                    <![endif]-->
                   =20
                    <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"max-width: 600px !important;" width=3D"100%">
                      <tbody><tr>
                        <td width=3D"33%" align=3D"center" valign=3D"top" b=
gcolor=3D"#f2f0ea" class=3D"cellmob100" style=3D"padding:5px;"><table width=
=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" bgcolor=3D"#ffff=
ff" style=3D"max-width:173px;border:solid 1px #a59099;border-radius:8px;ove=
rflow:hidden;">
                          <tbody><tr>
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                            <td align=3D"center"><img src=3D"https://www.le=
flairdesaffaires.com/el/r/aHR0cHM6Ly93d3cuYXdpbmhvc3RpbmcuY29tLzcwNTQvMjAyN=
i9NYXJzL2VtYWlsX0FjY2Vzc2lvIExhdmUtbGluZ2UvZW5fbGlnbmUuZ2lm" alt=3D"" width=
=3D"51" height=3D"51" style=3D"display:block;" border=3D"0" title=3D"Souscr=
iption 100% en ligne"></td>
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                            <td align=3D"center" style=3D"color:#68012e;fon=
t-family:Arial, Gotham, 'Helvetica Neue', Helvetica, sans-serif;font-size:1=
1px;"><b>Souscription</b><br><b>100% en ligne</b><sup>=C2=A0</sup></td>
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                        <td bgcolor=3D"#f2f0ea" width=3D"34%" align=3D"cent=
er" valign=3D"top" class=3D"cellmob100" style=3D"padding:5px;"><table width=
=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" bgcolor=3D"#ffff=
ff" style=3D"max-width:173px;border:solid 1px #a59099;border-radius:8px;ove=
rflow:hidden;">
                          <tbody><tr>
                            <td>=C2=A0</td>
                          </tr>
                          <tr>
                            <td align=3D"center"><img src=3D"https://www.le=
flairdesaffaires.com/el/r/aHR0cHM6Ly93d3cuYXdpbmhvc3RpbmcuY29tLzcwNTQvMjAyN=
i9NYXJzL2VtYWlsX0FjY2Vzc2lvIExhdmUtbGluZ2UvdmlyZW1lbnQuZ2lm" alt=3D"" width=
=3D"51" height=3D"51" style=3D"display:block;" border=3D"0" title=3D"Vireme=
nt des fonds sous 48h(3)"></td>
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                            <td>=C2=A0</td>
                          </tr>
                          <tr>
                            <td align=3D"center" style=3D"color:#68012e;fon=
t-family:Arial, Gotham, 'Helvetica Neue', Helvetica, sans-serif;font-size:1=
1px;"><b>Virement des fonds</b><br><b>sous 48h</b><sup>(3)</sup></td>
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                            <td>=C2=A0</td>
                          </tr>
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                        <td bgcolor=3D"#f2f0ea" width=3D"33%" align=3D"cent=
er" valign=3D"top" class=3D"cellmob100" style=3D"padding:5px;"><table width=
=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" bgcolor=3D"#ffff=
ff" style=3D"max-width:173px;border:solid 1px #a59099;border-radius:8px;ove=
rflow:hidden;">
                          <tbody><tr>
                            <td>=C2=A0</td>
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                            <td align=3D"center"><img src=3D"https://www.le=
flairdesaffaires.com/el/r/aHR0cHM6Ly93d3cuYXdpbmhvc3RpbmcuY29tLzcwNTQvMjAyN=
i9NYXJzL2VtYWlsX0FjY2Vzc2lvIExhdmUtbGluZ2Uvc2Fuc2ZyYWlzLmdpZg" alt=3D"" wid=
th=3D"51" height=3D"51" style=3D"display:block;" border=3D"0" title=3D"Sans=
 frais de dossier"></td>
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                            <td align=3D"center" style=3D"color:#68012e;fon=
t-family:Arial, Gotham, 'Helvetica Neue', Helvetica, sans-serif;font-size:1=
1px;"><b>Sans frais de dossier</b><br>
                              =C2=A0<sup>=C2=A0</sup></td>
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llspacing=3D"0" cellpadding=3D"0" width=3D"600" style=3D"width:600px;">
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th=3D"600" style=3D"width:600px;">
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acing=3D"0" style=3D"max-width: 600px !important; box-sizing:border-box;" w=
idth=3D"100%">
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                  <tr><td align=3D"left" bgcolor=3D"#FFFFFF" style=3D"font-=
family:Arial, Gotham, 'Helvetica Neue', Helvetica, sans-serif; color:#00000=
0; font-size:14px; padding:5px;">Vous pouvez vous opposer sans frais =C3=A0=
 ce que Cofidis vous sollicite =C3=A0 des fins commerciales par courrier, t=
=C3=A9l=C3=A9phone, email en =C3=A9crivant =C3=A0 Cofidis =E2=80=93 Service=
 Consommateurs =E2=80=93 59686 LILLE Cedex 9.<br>
                    <br>
                  Nous recueillons des statistiques sur l=E2=80=99ouverture=
 des courriers =C3=A9lectroniques via des technologies de tra=C3=A7age.<br>=
</td>
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                  <td align=3D"left" bgcolor=3D"#FFFFFF" style=3D"font-fami=
ly:Arial, Gotham, 'Helvetica Neue', Helvetica, sans-serif; color:#000000; f=
ont-size:11px; padding:5px;">*L=E2=80=99exemple repr=C3=A9sentatif s=E2=80=
=99entend pour un montant financ=C3=A9 le 05/01/2026 et une premi=C3=A8re =
=C3=A9ch=C3=A9ance le 05/02/2026 en vitesse de remboursement confort.</td>
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ly:Arial, Gotham, 'Helvetica Neue', Helvetica, sans-serif; color:#000000; f=
ont-size:11px; padding:5px;">(1) Cr=C3=A9dit renouvelable d=E2=80=99un an r=
econductible de 500 euros =C3=A0 3=C2=A0000 euros consenti sans frais de do=
ssier par COFIDIS SA sous r=C3=A9serve d=E2=80=99acceptation de votre dossi=
er. Conditions en vigueur au 01/01/2026. Vous disposez d=E2=80=99un d=C3=A9=
lai l=C3=A9gal de r=C3=A9tractation de 14 jours =C3=A0 compter de la signat=
ure de votre contrat.<br>
                  (2) Les mensualit=C3=A9s int=C3=A8grent le remboursement =
du capital, les int=C3=A9r=C3=AAts ainsi que l=E2=80=99assurance si vous y =
avez souscrit. Le montant des mensualit=C3=A9s est variable en fonction du =
montant total du cr=C3=A9dit et d=E2=80=99un pourcentage du capital d=C3=BB=
 r=C3=A9sultant de l=E2=80=99ensemble de vos utilisations. Ce pourcentage e=
st diff=C3=A9rent en fonction de la vitesse de remboursement choisie.<br>(3=
) Sous r=C3=A9serve d=E2=80=99acceptation de votre dossier et =C3=A0 l=E2=
=80=99issue du d=C3=A9lai l=C3=A9gal de r=C3=A9tractation</td>
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ly:Arial, Gotham, 'Helvetica Neue', Helvetica, sans-serif; color:#000000; f=
ont-size:11px; padding:5px;">COFIDIS, Soci=C3=A9t=C3=A9 Anonyme =C3=A0 Dire=
ctoire et Conseil de surveillance au capital de 67 500 000 euros =E2=80=93 =
Si=C3=A8ge social : Parc de la Haute Borne =E2=80=93 61 AVENUE HALLEY 59866=
 VILLENEUVE D=E2=80=99ASCQ CEDEX =E2=80=93 RCS LILLE METROPOLE =E2=80=93 SI=
REN N=C2=B0 325 307 106 =E2=80=93 Interm=C3=A9diaire d=E2=80=99Assurance en=
registr=C3=A9 aupr=C3=A8s de l=E2=80=99ORIAS n=C2=B0 07023493 (<a href=3D"h=
ttps://www.leflairdesaffaires.com/el/c/hJy94dwfKiuO+mwtylvQ3hquW/5lYLisFHIi=
O0YwNfI=3D/5f0c0cc2-2742-11f1-8a62-0a58a9feac02/aHR0cHM6Ly93d3cuYXdpbjEuY29=
tL2F3Y2xpY2sucGhwP2dpZD0zMTA3NzMmbWlkPTcwNTQmYXdpbmFmZmlkPTI5NzY2NyZsaW5raW=
Q9NDcwNDkwMSZjbGlja3JlZj1raXRfQWNjZXNzaW8gbGF2ZS1saWduZSZwPWh0dHBzOi8vd3d3L=
m9yaWFzLmZyP3RjX2F3Yz0hISFhd2MhISEmdGNfc3Vic2NyaXB0aW9uX3JlY29yZF9pZD10Y19z=
dWJzY3JpcHRpb25fcmVjb3JkX2lkPw" target=3D"_blank">www.orias.fr</a>)<br>Site=
 Internet :=C2=A0<a href=3D"https://www.leflairdesaffaires.com/el/c/I2PJWao=
vfhKkCa0wce7Zw0PipHfYGU3TB7RYEJVfKOA=3D/5f0c0cc2-2742-11f1-8a62-0a58a9feac0=
2/aHR0cHM6Ly93d3cuYXdpbjEuY29tL2F3Y2xpY2sucGhwP2dpZD0zMTA3NzMmbWlkPTcwNTQmY=
XdpbmFmZmlkPTI5NzY2NyZsaW5raWQ9NDcwNDkwMSZjbGlja3JlZj1raXRfQWNjZXNzaW8gbGF2=
ZS1saWduZSZwPWh0dHBzOi8vd3d3LmNvZmlkaXMuZnI_dGNfYXdjPSEhIWF3YyEhISZ0Y19zdWJ=
zY3JpcHRpb25fcmVjb3JkX2lkPXRjX3N1YnNjcmlwdGlvbl9yZWNvcmRfaWQ_" target=3D"_b=
lank">www.cofidis.fr</a>. </td>
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                  <td align=3D"left" bgcolor=3D"#FFFFFF" style=3D"font-fami=
ly:Arial, Gotham, 'Helvetica Neue', Helvetica, sans-serif; color:#000000; f=
ont-size:14px; padding:5px;"><span style=3D"font-size:13px; color:#000000; =
font-weight:bold;">Pour =C3=A9conomiser du CO2 supprimez cet e=E2=80=93mail=
 quand vous n=E2=80=99en aurez plus l=E2=80=99utilit=C3=A9.<br><br></span><=
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