Subject: [Cofidis] Besoin d'argent pour vos projets ?
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To: karine lacazr <marc.malroux@orange.fr>
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Date: Sat, 27 Sep 2025 13:23:40 +0200
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m: 0; padding-left: 0;"><span class=3D"preheader" style=3D"color: transpare=
nt;display: none !important;height: 0;opacity: 0;visibility: hidden;width: =
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)|(IE)]>
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er=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600" style=3D"width:6=
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       <td align=3D"left" bgcolor=3D"#FFFFFF" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size:13px; color:#000000; padding:10px;"><font =
style=3D"font-size:15px; font-weight:bold;">Un cr=C3=A9dit vous engage et d=
oit =C3=AAtre rembours=C3=A9. V=C3=A9rifiez vos capacit=C3=A9s de rembourse=
ment avant de vous engager.</font><br>
                    <font style=3D=
"font-size:15px; font-weight:bold;">*Par exemple,</font> pour un montant de=
 cr=C3=A9dit de 1=C2=A0000=E2=82=AC et une utilisation unique de 1=C2=A0000=
=E2=82=AC au <font style=3D"font-size:15px; font-weight:bold;">TAEG r=C3=
=A9visable de 22,92%</font> et au taux d=C3=A9biteur r=C3=A9visable de 20,8=
1%, vous remboursez, hors assurance facultative, <font style=3D"font-size:1=
5px; font-weight:bold;">30 mensualit=C3=A9s de 42,00=E2=82=AC et une derni=
=C3=A8re ajust=C3=A9e de 41,60=E2=82=AC</font>, soit une dur=C3=A9e de remb=
oursement de 31 mois, et <font style=3D"font-size:15px; font-weight:bold;">=
un montant total d=C3=BB de 1=C2=A0301,60=E2=82=AC</font>. Le taux annuel e=
ffectif de l=E2=80=99assurance facultative est de 9,94%, pour les garanties=
 d=C3=A9c=C3=A8s, invalidit=C3=A9, incapacit=C3=A9 et perte d=E2=80=99emplo=
i, le co=C3=BBt est de 6,70=E2=82=AC le premier mois et le montant total d=
=C3=BB au titre de l=E2=80=99assurance sur la dur=C3=A9e totale du pr=C3=
=AAt de 139,90=E2=82=AC. En cas d=E2=80=99adh=C3=A9sion =C3=A0 l=E2=80=
=99assurance facultative : le montant de l=E2=80=99=C3=A9ch=C3=A9ance sera =
inchang=C3=A9, la dur=C3=A9e de remboursement sera allong=C3=A9e et le mont=
ant total d=C3=BB au titre du cr=C3=A9dit sera augment=C3=A9.</td>
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lspacing=3D"0" style=3D"max-width: 600px !important; box-sizing:border-box;=
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                  <td ali=
gn=3D"center" bgcolor=3D"#FFFFFF"><a href=3D"https://gestion.lameteonationa=
le.com/el/c/Pph0TCDw7nIBqVRTdbgvnkLrQUE/REPlAk6Ag6w97S4=3D/d816e77c-9b6a-11=
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aW11bGF0ZXVyLWNyZWRpdC1yZW5vdXZlbGFibGUuaHRtbD9icHBhcnRuZXJpZD0mdGNfYXdjPSE=
hIWF3YyEhISZhdF9tZWRpdW09YWZmaWxpYXRlJmF0X2lkZW50aWZpZXI9Mjk3NjY3JmF0X2NhbX=
BhaWduPUFmZmlsaWF0aW9uLTIwMjQmYXRfY3JlYXRpb249RW1haWxpbmcmYXRfdmFyaWFudD0mY=
XRfZm9ybWF0PSEhIXB1Ymxpc2hlcnRhZ25hbWUxISEh" target=3D"_blank"><img src=3D"=
https://gestion.lameteonationale.com/el/r/aHR0cHM6Ly93d3cuYXdpbmhvc3RpbmcuY=
29tLzcwNTQvMjAyNS9zZXB0ZW1icmUvZW1haWxfQUNDX3NpbXUvb2ZmcmUuZ2lm" alt=3D"BES=
OIN D'ARGENT POUR VOS PROJETS ? Cr=C3=A9dit renouvelable (1) =C3=A0 partir =
de 21=E2=82=AC par mois (2) pour 500=E2=82=AC utilis=C3=A9s" class=3D"hide_=
on_mobile" style=3D"display:block; max-width:100%;" title=3D"BESOIN D'ARGEN=
T POUR VOS PROJETS ? Cr=C3=A9dit renouvelable (1) =C3=A0 partir de 21=
=E2=82=AC par mois (2) pour 500=E2=82=AC utilis=C3=A9s"><!--[if !mso]><!-->=
<img alt=3D"BESOIN D'ARGENT POUR VOS PROJETS ? Cr=C3=A9dit renouvelable (1)=
 =C3=A0 partir de 21=E2=82=AC par mois (2) pour 500=E2=82=AC utilis=C3=
=A9s" src=3D"https://gestion.lameteonationale.com/el/r/aHR0cHM6Ly93d3cuYXdp=
bmhvc3RpbmcuY29tLzcwNTQvMjAyNS9zZXB0ZW1icmUvZW1haWxfQUNDX3NpbXUvb2ZmcmUtbW9=
iLmdpZg" class=3D"hiddenimg"><!--<![endif]--></a></td>
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tr>
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E)]>
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dding=3D"0" width=3D"600" style=3D"width:600px;">
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" valign=3D"top" width=3D"600" style=3D"width:600px;">
                  =
                  <![endif]-->
              <table align=3D"center" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"max-width: 600px !imp=
ortant; box-sizing:border-box;" width=3D"100%">
                <tbody><t=
r>
                  <td align=3D"center" bgcolor=3D"#FFFFFF">=C2=A0</td>=

                </tr>
                <tr>
                  <td ali=
gn=3D"center" bgcolor=3D"#FFFFFF"><table width=3D"100%" border=3D"0" cellsp=
acing=3D"0" cellpadding=3D"0" style=3D"max-width: 560px !important; box-siz=
ing:border-box;">
                      <tbody><tr>
                   =
     <td width=3D"25%"><table width=3D"100%" border=3D"0" cellspacing=3D"0"=
 cellpadding=3D"0">
                            <tbody><tr>
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                   <td height=3D"1" align=3D"center" bgcolor=3D"#df0017" st=
yle=3D"line-height:1px; margin:0; font-size:0px;">=C2=A0</td>
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0017; font-family:Arial, Gotham, 'Helvetica Neue', Helvetica, sans-serif; f=
ont-size:16px; padding:0 5px;">Cofidis vous accompagne</td>
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=3D"0" cellpadding=3D"0">
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style=3D"line-height:1px; margin:0; font-size:0px;">=C2=A0</td>
         =
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nter" bgcolor=3D"#FFFFFF">=C2=A0</td>
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dding=3D"0" width=3D"800" style=3D"width:800px;">
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" valign=3D"top" width=3D"800" style=3D"width:800px;">
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n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"max-=
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rder=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600" style=3D"width=
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ign=3D"center"><img src=3D"https://gestion.lameteonationale.com/el/r/aHR0cH=
M6Ly93d3cuYXdpbmhvc3RpbmcuY29tLzcwNTQvMjAyNS9zZXB0ZW1icmUvZW1haWxfQUNDX3Npb=
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       =
                 <td bgcolor=3D"#FFFFFF" width=3D"34%" align=3D"center" val=
ign=3D"top" class=3D"cellmob100" style=3D"padding:5px;"><table width=3D"100=
%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" bgcolor=3D"#f5f4f4" sty=
le=3D"max-width:173px;border:solid 1px #c9c9c9;">
                       =
   <tbody><tr>
                            <td>=C2=A0</td>
            =
              </tr>
                          <tr>
                    =
        <td align=3D"center"><img src=3D"https://gestion.lameteonationale.c=
om/el/r/aHR0cHM6Ly93d3cuYXdpbmhvc3RpbmcuY29tLzcwNTQvMjAyNS9zZXB0ZW1icmUvZW1=
haWxfQUNDX3NpbXUvdmlyZW1lbnQuanBn" alt=3D"" width=3D"60" height=3D"60" styl=
e=3D"display:block;" border=3D"0" title=3D"Virement des fonds sous 48h(3)">=
</td>
                          </tr>
                          <tr>
=
                            <td>=C2=A0</td>
                          </t=
r>
                          <tr>
                            <td align=
=3D"center" style=3D"color:#505050;font-family:Arial, Gotham, 'Helvetica Ne=
ue', Helvetica, sans-serif;font-size:11px;">Virement des fonds<br>sous 48h<=
sup>(3)</sup></td>
                          </tr>
                    =
      <tr>
                            <td>=C2=A0</td>
                =
          </tr>
                        </tbody></table></td>
         =
               <td bgcolor=3D"#FFFFFF" width=3D"33%" align=3D"center" valig=
n=3D"top" class=3D"cellmob100" style=3D"padding:5px;"><table width=3D"100%"=
 border=3D"0" cellspacing=3D"0" cellpadding=3D"0" bgcolor=3D"#f5f4f4" style=
=3D"max-width:173px;border:solid 1px #c9c9c9;">
                         =
 <tbody><tr>
                            <td>=C2=A0</td>
              =
            </tr>
                          <tr>
                      =
      <td align=3D"center"><img src=3D"https://gestion.lameteonationale.com=
/el/r/aHR0cHM6Ly93d3cuYXdpbmhvc3RpbmcuY29tLzcwNTQvMjAyNS9zZXB0ZW1icmUvZW1ha=
WxfQUNDX3NpbXUvc2Fuc2ZyYWlzLmpwZw" alt=3D"" width=3D"60" height=3D"60" styl=
e=3D"display:block;" border=3D"0" title=3D"Sans frais de dossier"></td>
 =
                         </tr>
                          <tr>
         =
                   <td>=C2=A0</td>
                          </tr>
    =
                      <tr>
                            <td align=3D"cente=
r" style=3D"color:#505050;font-family:Arial, Gotham, 'Helvetica Neue', Helv=
etica, sans-serif;font-size:11px;">Sans frais de dossier<br>
            =
                  =C2=A0<sup>=C2=A0</sup></td>
                          =
</tr>
                          <tr>
                            <td>=
=C2=A0</td>
                          </tr>
                        </t=
body></table></td>
                      </tr>
                    </tb=
ody></table>
                   =20
                    <!--[if (gte mso =
9)|(IE)]>
                                    </td>
                   =
                 </tr>
                                    </table>
   =
                                 <![endif]--></td>
                </tr>=

              </tbody></table>
             =20
              <!--[if =
(gte mso 9)|(IE)]>
                                    </td>
          =
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                                    </tab=
le>
                                    <![endif]--></td>
          </t=
r>
          <tr>
            <td><!--[if (gte mso 9)|(IE)]>
        =
                            <table align=3D"center" border=3D"0" cellspacin=
g=3D"0" cellpadding=3D"0" width=3D"600" style=3D"width:600px;">
         =
                           <tr>
                                    <td a=
lign=3D"center" valign=3D"top" width=3D"600" style=3D"width:600px;">
    =
                                <![endif]-->
              <table align=
=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"max-w=
idth: 600px !important; box-sizing:border-box;" width=3D"100%">
         =
       <tbody><tr>
                  <td align=3D"center" bgcolor=3D"#FFF=
FFF">=C2=A0</td>
                </tr>
                <tr>
         =
         <td align=3D"left" bgcolor=3D"#FFFFFF" style=3D"font-family:Arial,=
 Gotham, 'Helvetica Neue', Helvetica, sans-serif; color:#000000; font-size:=
14px; padding:5px;">Vous pouvez vous opposer sans frais =C3=A0 ce que Cofid=
is vous sollicite =C3=A0 des fins commerciales par courrier, t=C3=A9l=C3=
=A9phone, email en =C3=A9crivant =C3=A0 Cofidis =E2=80=93 Service Consommat=
eurs =E2=80=93 59686 LILLE Cedex 9.<br>
                    <br>
      =
            Nous recueillons des statistiques sur l=E2=80=99ouverture des c=
ourriers =C3=A9lectroniques via des technologies de tra=C3=A7age.<br></td>=

                </tr>
                <tr>
                  <td ali=
gn=3D"left" bgcolor=3D"#FFFFFF" style=3D"font-family:Arial, Gotham, 'Helvet=
ica Neue', Helvetica, sans-serif; color:#000000; font-size:11px; padding:5p=
x;">*L=E2=80=99exemple repr=C3=A9sentatif s=E2=80=99entend pour un montant =
financ=C3=A9 le 05/07/2025 et une premi=C3=A8re =C3=A9ch=C3=A9ance le 05/08=
/2025 en vitesse de remboursement confort.</td>
                </tr>
 =
               <tr>
                  <td align=3D"left" bgcolor=3D"#FFFF=
FF" style=3D"font-family:Arial, Gotham, 'Helvetica Neue', Helvetica, sans-s=
erif; color:#000000; font-size:11px; padding:5px;">(1) Cr=C3=A9dit renouvel=
able d=E2=80=99un an reconductible de 500 euros =C3=A0 3=C2=A0000 euros con=
senti sans frais de dossier par COFIDIS SA sous r=C3=A9serve d=E2=80=99acce=
ptation de votre dossier. Conditions en vigueur au 01/07/2025. Vous dispose=
z d=E2=80=99un d=C3=A9lai l=C3=A9gal de r=C3=A9tractation de 14 jours =
=C3=A0 compter de la signature de votre contrat.<br>
                  (2=
) Les mensualit=C3=A9s int=C3=A8grent le remboursement du capital, les int=
=C3=A9r=C3=AAts ainsi que l=E2=80=99assurance si vous y avez souscrit. Le m=
ontant des mensualit=C3=A9s est variable en fonction du montant total du cr=
=C3=A9dit et d=E2=80=99un pourcentage du capital d=C3=BB r=C3=A9sultant de =
l=E2=80=99ensemble de vos utilisations. Ce pourcentage est diff=C3=A9rent e=
n fonction de la vitesse de remboursement choisie.<br>(3) Sous r=C3=A9serve=
 d=E2=80=99acceptation de votre dossier et =C3=A0 l=E2=80=99issue du d=
=C3=A9lai l=C3=A9gal de r=C3=A9tractation</td>
                </tr>
  =
              <tr>
                  <td align=3D"left" bgcolor=3D"#FFFFF=
F" style=3D"font-family:Arial, Gotham, 'Helvetica Neue', Helvetica, sans-se=
rif; color:#000000; font-size:11px; padding:5px;">COFIDIS, Soci=C3=A9t=
=C3=A9 Anonyme =C3=A0 Directoire et Conseil de surveillance au capital de 6=
7 500 000 euros =E2=80=93 Si=C3=A8ge social : Parc de la Haute Borne =
=E2=80=93 61 AVENUE HALLEY 59866 VILLENEUVE D=E2=80=99ASCQ CEDEX =E2=80=
=93 RCS LILLE METROPOLE =E2=80=93 SIREN N=C2=B0 325 307 106 =E2=80=93 Inter=
m=C3=A9diaire d=E2=80=99Assurance enregistr=C3=A9 aupr=C3=A8s de l=E2=80=
=99ORIAS n=C2=B0 07023493 (<a href=3D"https://gestion.lameteonationale.com/=
el/c/PeEWcER9T70lPtZ1iuWijptvEYfrTKY0BqJqjH/YNaw=3D/d816e77c-9b6a-11f0-868b=
-0a58a9feac02/aHR0cHM6Ly93d3cuYXdpbjEuY29tL2F3Y2xpY2sucGhwP2dpZD0zMTA3NzMmb=
WlkPTcwNTQmYXdpbmFmZmlkPTI5NzY2NyZsaW5raWQ9NDUwMjQxMSZjbGlja3JlZj1raXRfQUND=
X1NpbXUmcD1odHRwczovL3d3dy5vcmlhcy5mcj90Y19hd2M9ISEhYXdjISEhJnRjX3N1YnNjcml=
wdGlvbl9yZWNvcmRfaWQ9dGNfc3Vic2NyaXB0aW9uX3JlY29yZF9pZD8" target=3D"_blank"=
>www.orias.fr</a>)<br>Site Internet :=C2=A0<a href=3D"https://gestion.lamet=
eonationale.com/el/c/2b4ahPqqnmG9IPbr/WJwqa9iT74reax71FQo6Wa1YBU=3D/d816e77=
c-9b6a-11f0-868b-0a58a9feac02/aHR0cHM6Ly93d3cuYXdpbjEuY29tL2F3Y2xpY2sucGhwP=
2dpZD0zMTA3NzMmbWlkPTcwNTQmYXdpbmFmZmlkPTI5NzY2NyZsaW5raWQ9NDUwMjQxMSZjbGlj=
a3JlZj1raXRfQUNDX1NpbXUmcD1odHRwczovL3d3dy5jb2ZpZGlzLmZyP3RjX2F3Yz0hISFhd2M=
hISEmdGNfc3Vic2NyaXB0aW9uX3JlY29yZF9pZD10Y19zdWJzY3JpcHRpb25fcmVjb3JkX2lkPw=
" target=3D"_blank">www.cofidis.fr</a>. </td>
                </tr>
<tr=
>
                  <td align=3D"left" bgcolor=3D"#FFFFFF" style=3D"font-=
family:Arial, Gotham, 'Helvetica Neue', Helvetica, sans-serif; color:#00000=
0; font-size:14px; padding:5px;"><span style=3D"font-size:13px; color:#0000=
00; font-weight:bold;">Pour =C3=A9conomiser du CO2 supprimez cet e=E2=80=
=93mail quand vous n=E2=80=99en aurez plus l=E2=80=99utilit=C3=A9.<br><br><=
/span></td>
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